CPF Calculator — Singapore
Employee Contribution: SGD
Employer Contribution: SGD
Total CPF Contribution: SGD
*CPF rates based on current Singapore guidelines (may vary).
CPF Calculator — Singapore Employee & Employer Contributions
The CPF Calculator is a simple and accurate tool to compute Central Provident Fund contributions for employees and employers in Singapore. Whether you are a new employee, a seasoned worker, or an employer, this calculator helps you quickly estimate your CPF deductions and total savings.
1. What is CPF?
CPF (Central Provident Fund) is Singapore’s national pension and social security system. Both employees and employers contribute a percentage of monthly wages to ensure financial security for retirement, healthcare, and housing.
The contribution rates depend on your age group, which is why this
includes options for below 55, 55–60, 60–65, and above 65.
2. Features of the CPF Calculator
📱 Mobile-Friendly: Works perfectly on smartphones, tablets, and desktops.
⚙️ Age-Based Rates: Employee and employer contributions are automatically adjusted according to your age.
💰 Instant Calculation: Provides employee, employer, and total CPF contribution instantly.
✅ Simple Interface: Easy to use — enter your salary, select your age group, and click calculate.
📝 Accurate Estimates: Follows current CPF contribution guidelines (Singapore CPF Board).
3. How to Use the CPF Calculator
Enter your monthly salary in SGD.
Select your age group.
Click Calculate CPF.
View the breakdown of contributions:
Employee contribution
Employer contribution
Total CPF contribution
It’s that simple! You can use this tool every month to track your CPF savings and plan your finances.
4. Why Use This Tool?
Employees can estimate monthly deductions.
Employers can plan payroll contributions.
Helps everyone understand CPF savings and retirement planning.
The calculator is designed to be fast, accurate, and reliable, eliminating guesswork and manual calculations.
5. Notes
CPF rates may change according to government regulations — always check the latest CPF contribution table.
This tool is for estimation purposes only; official CPF contributions may vary slightly.
Conclusion
The CPF Calculator is an essential tool for anyone working or employing staff in Singapore. With this calculator, you can quickly calculate employee and employer contributions, ensuring transparency and accurate financial planning.