Leasing Calculator
Calculate lease monthly payments, totals, and compare to a simple loan (buy) estimate.
Lease inputs
- Depreciation fee = (Adjusted Cap Cost − Residual) ÷ Term
- Finance fee = (Adjusted Cap Cost + Residual) × Money Factor
- Monthly lease payment = Depreciation fee + Finance fee (+ tax)
moneyFactor = APR / 2400, or supply a money factor directly (small decimal like 0.0025).Simple Lease vs Buy comparison
Leasing Calculator — Estimate Car Lease Payments Easily
What Is a Leasing Calculator?
A leasing calculator is an online tool that helps you estimate the monthly payment, total lease cost, and long-term expenses of leasing a vehicle. By entering a few key details — like the car price, down payment, residual value, interest rate, and lease term — you can instantly see how much your lease will cost per month and over the full period.
Whether you’re comparing multiple lease offers or just planning your budget, a reliable leasing calculator gives you clear financial visibility before you sign any contract.
How the Leasing Calculator Works
Our leasing calculator uses industry-standard formulas to calculate monthly lease payments based on depreciation, money factor, and taxes.
Here’s how it works step-by-step:
Depreciation Fee — the portion of the car’s value you’ll use during the lease term.
Finance Fee — the interest charged by the leasing company, based on the “money factor” or APR.
Monthly Lease Payment — the total of the depreciation and finance fees, plus applicable taxes.
Total Lease Cost — includes your down payment, fees, and all monthly payments.
With our built-in comparison feature, you can also check how leasing compares to buying — helping you decide which option fits your budget best.
Why Use an Online Leasing Calculator
Using a leasing calculator saves time and prevents surprises later. It’s especially helpful if:
You’re deciding between leasing or buying a new vehicle.
You want to compare lease offers from different dealers.
You’re trying to set a monthly budget before visiting a showroom.
You want to see how residual value or down payment changes affect your monthly payments.
Our calculator is mobile-friendly, requires no registration, and provides instant results — all directly in your browser.
Example: How to Use the Leasing Calculator
Let’s say you’re leasing a car with:
Price: AED 120,000
Down payment: AED 10,000
Lease term: 36 months
Residual value: 60% (AED 72,000)
Money factor: 0.0025
You’ll instantly get results like:
Monthly payment: AED 2,050
Total cost over term: AED 83,800
Quick comparison with a buy option using the same APR
With this breakdown, you can negotiate more confidently and understand exactly where your money goes.
Benefits of Using the Leasing Calculator
📱 Mobile-friendly design — works on any device
⚡ Instant calculations — no signup needed
💰 Accurate results — based on standard financial formulas
🔁 Lease vs Buy comparison — helps you make smarter decisions
🌍 Supports any currency — AED, USD, EUR, etc.
Leasing Calculator — A Smart Tool for Smarter Decisions
Before committing to a lease, make sure you understand your costs. Our Leasing Calculator is designed to give you accurate, fast, and clear financial insights — helping you choose the most cost-effective option.
Use it before visiting a car dealership, when planning your next lease, or whenever you need to estimate your monthly car payments.
Try the Leasing Calculator now — it’s free, simple, and 100% online.